Why use us

The Select Partnership can offer you a complete finance solutions service including mortgages, secured loans, short-term bridging finance and commercial finance. We can also recommend professional Debt Management and IVA providers who we know and trust.

The advantages of using a packager

• Application form, references and valuation are interchangeable in most cases which means that if a case needs to be replaced with an alternative lender another application form does not need to be completed, references do not need to be re-done and a new valuation is not normally required.
• The packager ensures that the case fits criteria prior to arriving with the lender, significantly reducing the likelihood of a decline.
• Our application fee scales are often cheaper than going direct to the lender.
• Sourcing systems are often inadequate and fail to take into account the ‘un-written criteria’ or ‘what if’ scenarios.
• Staff incentives and quality training mean our personnel are highly motivated - each case is important to us.

Why do lenders have packagers?

• Access to immediate distribution – lenders can access thousands of intermediaries through a handful of specialist distributors.
• The whole marketing and processing function is outsourced to a third party, which means that lenders are able to keep their over-heads extremely low.
• Lenders can lend money for a fixed cost of acquisition – they only pay for completions, not aborted cases.
• A packager ensures that cases fit criteria and should be ready to offer when they arrive with the lender which means that the lender should have everything they require to make a quick decision.